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What happens if I'm involved in an Uber accident?

Chances are, even if you have not taken a ride with Uber, you have at least heard of the rideshare company. The insurance and claim process involves essential rights and concerns no matter your role in the accident. Although Uber drivers submit a background check and the company tries to eliminate bad driving behavior, Uber accidents still happen.

When involved in a normal accident, you typically know who the at-fault party is that is responsible for property damages, medical bills and other liabilities. Whether you are the driver or passenger of the Uber, it is important to stay calm when an accident occurs. If necessary, calling 911 will be the first order of business. Make sure to check if any bodily injuries were suffered and if the police and emergency services are needed.

Who is responsible for the damages?

If involved in an accident caused by an Uber driver, you may be wondering who is liable. Uber currently provides a million-dollar insurance policy that covers drivers and passengers hurt in car accidents. You may receive compensation for injuries, costs of medical bills and deaths under a three-part plan.

Additionally, Uber drivers must carry the minimum personal insurance coverage in that state. Reports from drivers have said that some insurance companies have canceled their coverage because they work for the rideshare company.

Insurance will depend on whether the driver was off the app, anticipating a ride, or on the way to a pickup. Personal car insurance may be your only coverage if the app is off. If online and waiting for an assigned trip, the company has insurance policies for property damage in accidents.

If looking for compensation for an accident involving an Uber, no matter your role, you may consider speaking with an attorney. Rideshare accidents can become complicated and it can help to know the duties of the companies in the event of a crash.

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